Nav ButtonHome   Nav ButtonForms & Documents   Nav ButtonDirectory   Nav ButtonLinks    Nav ButtonFeedback     
  Overview
    Medical
    Dental
    Vision
    Disability
    Life Insurance
    Flexible Spending Accounts
    Retirement Savings Plan
    Employee Stock Purchase Plan
    Time Off & Leaves
    Voluntary Benefits & Discounts
    Other Benefits
    Administrative Information
    Glossary of Health Insurance Terms
 
 

Find out what you need to do if you:

    Join Valassis
    Get Married
    Want to Add a Domestic Partner
    Start a Family
    Leave Valassis
    Experience Other Changes...

 

 
DENTAL
Predetermination of Benefits

Predetermination of Benefits is a voluntary review of a Dentist's proposed treatment plan and expected charges. It is not preauthorization of services and is not required.

The treatment plan should include supporting preoperative x-rays and other diagnostic materials as requested by Cigna's dental consultant. If there is a change in the treatment plan, a revised plan should be submitted.

Cigna will determine covered dental expenses for the proposed treatment plan. If there is no Predetermination of Benefits, Cigna will determine covered dental expenses when it receives a claim.

Review of proposed treatment is advised whenever extensive dental work is recommended (when charges exceed $200).

Predetermination of Benefits is not a guarantee of a set payment. Payment is based on the services that are actually delivered and the coverage in force at the time services are completed.

CIGNA does not have a specific form for pre-treatment (or Predetermination of Benefits) for Dental services. Covered individuals should utilize the claim form and the box in Section 1 should be marked accordingly.

Topics
Nav Bullet Highlights
Nav Bullet Eligibility, Enrollment & Cost
Nav Bullet Plan Options
Nav Bullet Choosing a Network Dentist
Nav Bullet Making Changes
Nav Bullet Covered Expenses & Services
Nav Bullet Expenses Not Covered
Nav Bullet Coverage Rules
Nav Bullet Predetermination of Benefits
Nav Bullet Filing a Claim
Nav Bullet Numbers, Addresses & Links

Summary Plan Description
The legal summary of this benefit will be included in the 2008 Benefits Handbook.

 

   Important Legal Information: This site is designed to provide easy-to-understand explanations of the key features of the Valassis benefit plans. These descriptions do not necessarily include all the plan details, which are contained in the official plan documents. In the event of any contradiction between the information in these Summary Plan Descriptions and the official plan documents, the official plan documents will govern in all cases. More information...