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RETIREMENT SAVINGS PLAN
Accessing Your Account

JP Morgan has introduced new security features for your account. Click here to learn more.

You may at some point want to re-allocate the current dollars in your plan or even change your future investment elections to direct your contributions to different funds. You can do this by visiting www.retireonline.com (24 hours a day) or by calling JPMorgan at 1-800-345-2345. Participant Service Representatives are available to help you weekdays from 8 a.m. to 8 p.m. EST. Please have your social security number and your personal access code (PAC) ready. The TDD number for participants with hearing impairments is 1-800-345-1833.

Personal Access Codes (PAC):
You will need a personal access code (PAC) to access your retirement plan account at JPMorgan.

The first time you log on, your User ID will be your Social Security number, and your personal access code will be the last four digits of your Social Security number and the MMDD of your date of birth. Example: For someone with a Social Security number of 000-00-1234 and birth date of November 1, the User ID would be 000001234, and the temporary personal access code would be 12341101. Once logged on, you will be prompted to create your own User ID and personal access code. You will use the same User ID and personal access code to access your account over the phone or on the website.

If you have misplaced your PAC, follow these instructions to obtain a temporary one:

  • Call JPMorgan at 1-800-345-2345 weekdays from 8 a.m. to 8 p.m. EST to speak with a Participant Services Representative. The representative will verify your identity and issue you a temporary PAC.
  • The representative will instruct you to log in to your account at www.retireonline.com and complete the security access information.
  • Then you will be able to enter your temporary PAC and establish a new code that you will more easily remember.

Once you have established your identity and security information you are protected in case you forget your access code in the future. To recall your established access code, follow these instructions:

  • Click "forgot your Personal Access Code" on the home page of www.retireonline.com
  • Enter your social security number
  • Answer your security question for authentication
  • Establish your new PAC

You can also call JPMorgan at 1-800-345-2345 and request a new personal access code be sent to you via mail.

Topics
Bullet Highlights
Bullet Retirement Savings Plan
  Eligibility & Enrollment
  Making Contributions
  Investment Options
  Accessing Your Account
  Borrowing & Withdrawing
  Distributions
  Other Information
Bullet Employee Stock Purchase Plan
Bullet Social Security Benefits
Bullet Administrative Information

Summary Plan Description
Click Here

   Important Legal Information: This site is designed to provide easy-to-understand explanations of the key features of the Valassis benefit plans. These descriptions do not necessarily include all the plan details, which are contained in the official plan documents. In the event of any contradiction between the information in these Summary Plan Descriptions and the official plan documents, the official plan documents will govern in all cases. More information...