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RETIREMENT SAVINGS PLAN
Highlights

Valassis Employees' Retirement Savings Plan is a 401(k) plan with a profit sharing component. The plan was established to provide eligible Valassis associates a way to save additional income for retirement. Eligible participants can contribute to the plan on a "pre-tax" or "post-tax" basis. Also, eligible participants can share in an annual profit sharing contribution made by the company.

All contributions made to the plan on your behalf will be placed in an individual account in your name at JPMorgan Retirement Plan Services. Employees are expected to take an active role in investing these funds in a variety of investment vehicles available through the plan. Your account balance will be dependent on the amount of the contributions made to your account and your chosen funds' investment performance.

Profit Sharing Component: Valassis Profit Sharing allows "eligible" Valassis associates to accumulate savings for their retirement by sharing in the Company's profits. Depending on Valassis' performance in a given plan year, "eligible" Valassis associates may receive a certain percentage of their annual base salary from the company as a discretionary profit sharing contribution. Associates can invest those retirement dollars among a number of different investment options, including core funds, age-based retirement funds, company stock, and a self-directed brokerage option.

Topics
Bullet Highlights
Bullet Retirement Savings Plan
  Eligibility & Enrollment
  Making Contributions
  Investment Options
  Accessing Your Account
  Borrowing & Withdrawing
  Distributions
  Other Information
Bullet Employee Stock Purchase Plan
Bullet Social Security Benefits
Bullet Administrative Information

Summary Plan Description
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   Important Legal Information: This site is designed to provide easy-to-understand explanations of the key features of the Valassis benefit plans. These descriptions do not necessarily include all the plan details, which are contained in the official plan documents. In the event of any contradiction between the information in these Summary Plan Descriptions and the official plan documents, the official plan documents will govern in all cases. More information...