| |
| RETIREMENT SAVINGS PLAN |
 |
Investment Options
|
The Retirement Savings Plan gives you the opportunity to invest your
contributions and company profit sharing contributions among several
investment funds. You decide which funds to invest in and what whole
percentage of the contributions to your accounts should be invested
in each fund. The funds offer a wide range of investment choices and
vary in their potential growth rate and risk. (The number and types
of funds may be changed by the plan administrator, subject to the terms
and conditions agreed to with the trustee at any time.)
The following list shows the available investment options:
Core Funds
- JPMorgan Stable Asset Income Fund - Select
- Federated Total Return Bond Fund
- American Beacon Large Cap Value - Inst
- JPMorgan Equity Index - Com
- Davis NY Venture
- American Funds Growth Fund of America - R5
- Artisan Mid Cap Value - Inv
- Morgan Stanley Inst US Mid Cap Value - Inst
- Thornburg Core Growth - I
- Victory Small Company Opportunity
- Oppenheimer Main Street Small Cap - Y
- Wells Fargo Advantage Small Cap Growth
- Harbor International - Retirement
- Valassis Communications, Inc. Common Stock Fund
JPMorgan SmartRetirement Funds
- JPMorgan SmartRetirement Income - C10
- JPMorgan SmartRetirement 2010 - C10
- JPMorgan SmartRetirement 2015 - C10
- JPMorgan SmartRetirement 2020 - C10
- JPMorgan SmartRetirement 2025 - C10
- JPMorgan SmartRetirement 2030 - C10
- JPMorgan SmartRetirement 2035 - C10
- JPMorgan SmartRetirement 2040 - C10
- JPMorgan SmartRetirement 2045 - C10
- JPMorgan SmartRetirement 2050 - C10
You can view fund performance comparisons to similar index funds by
clicking here.
JP Morgan also offers personalized investment assistance, which you
can learn more about by clicking here.
Chase Investment Services Corporation (CISC)
This is a self-directed Brokerage Account. This option provides flexibility
outside of the plan's core investment lineup. You can choose from a
wide range of investments, including stocks, mutual funds, and fixed
income investments. Contact JPMorgan at 1-800-345-2345 for more information
or to open a self-directed account.
If you do not make an investment election, your contributions and/or
company profit sharing contributions will be invested in the age-based
target fund coinciding with your projected age at retirement.
For more information about these funds, including investment direction,
associated risks, etc., please visit JPMorgan's website (www.retireonline.com)
or call JPMorgan at 1-800-345-2345.

|